Lucred is a digital credit platform. We give customers credit lines that they can spend across vetted merchants and pay back overtime.

Lucred is a digital lending platform that gives you a credit line up to ₦300,000 that you can spend at over 1000+ merchants.

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You can call Lucred a digital credit card or a buy now pay later service but our approach is different, we provide a revolving credit line to customers. A credit line is a form of a loan with a set limit that you can use to make purchases, transfer or spend when in need of funds.

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We use the APR model to calculate your interest and reward you for making timely payments on your preferred due date.

What Our Customers Are Saying

Testimonial

This app made it so easy to get what I needed without worrying about paying all at once. The process was smooth, and the flexibility has really helped me manage my budget. I feel more in control of my finances now—thank you for making this possible

Boluwatife Onasile
Junior Developer

Have a question? Our team is happy to assist you

Ask about Lucred products, pricing, implementation, or anything else. Our highly trained reps are standing by, ready to help.

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